Saturday, June 5, 2010

Make Your Own Roadside Emergency Kit

The best way to handle the traumatic, stressful moments after a car accident is to prepare yourself ahead of time. By having a home-made roadside emergency kit, you can make sure that you and your passengers stay safe after the collision and document all important information that you may later need for an insurance claim, or discussion with a law enforcement officer or attorney.

In putting together your own roadside emergency kit, remember that more is more. You never know what item may come in handy in extreme conditions (such as a poncho, in the event of rain) and the most unlikely item may become your most valuable.

The following items should be considered as necessities for your kit:

· Flashlight - in order to navigate your way around the wreck in the dark, or find something in a dark car

· First-Aid Kit - in the event of injury, this will be crucial before the paramedics arrive

· Pen/Paper - in order to document all of the details of the accident and other driver's information

· Disposable Camera - to take detailed pictures of the accident, damage to both cars, license plates, and any other environmental factors that can help explain the context of the crash

· Hazard cones/flares - to deter oncoming traffic until law enforcement arrives

· Jumper cables

· A few bottles of water and granola bars, in case you are stranded in a remote location

· Gloves

· Tire inflator

· A simple tool kit

Though these items can help keep you safe after a collision, the best item to have in the event of a car accident is auto insurance. Not only is it illegal to drive without it, but it can ensure protection against damages to your car, the other car involved, and the health and well-being of yourself and anyone else who was injured as a result. Insurance agents are specially trained to assess fault and damages after the incident and can help you pay for resulting monetary losses.

Without auto insurance, you and your family could face huge amounts of debt, paperwork, even license suspension due to driving without proper liability insurance. These can have a profound effect on your life and the lives of your loved ones, so you should not drive another day without this important documentation.

If you would like to learn more about affordable car insurance rates, contact an Indianapolis car insurance agent of Insure on the Spot. By doing so, you can receive a free quote to determine the best rate possible based on a variety of factors. Visit the web site of Insure on the Spot today.

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